Before the Affordable Care Act went into effect in 2014, health insurance companies were legally allowed to exclude and/or refuse to cover whatever they wanted in their plans. It didn’t matter if it was a flu shot or in-patient hospital care after a car accident,...
Health insurance companies can absolutely limit medical treatment options for services which they deem to not be medically necessary. Each plan provider should have and make available to you an Explanation of Benefits (EOB) in either electronic or print form. You can...
Take a look around the kitchen of anyone over the age of 50 and there’s a good chance you’ll see a small, narrow box of pills. The kind of box that has the days of the week labeled on it, with a handful of pills in each day. As we age, it’s only...
Your wedding day. It’s the happiest day of your life. Leading up to the big day you have many big decisions regarding your wedding. Band or DJ? What kind of cake? Who’s sitting next to Uncle Jerry? Often times what gets lost in the shuffle is what to do about health...