The only certain thing in healthcare is that at some point, everybody will need medical attention. It might just be for the flu, but no one, no matter how healthy they are, is immune is sickness. Even knowing this, there are still people who don’t have health insurance.
The reasons for not having health insurance varies. You could be a young, healthy adult that feels like you don’t need it. Or you might be undergoing difficult times and just can’t afford it. Whatever the reason may be, if you need healthcare and don’t have health insurance, it can be scary.
If you find yourself in a situation where you are without health insurance but in need of medical care, you should still seek out medical attention. Here’s what you should do if you’re sick without health insurance.
Visit a Local Doctor
You might think you can’t go see a doctor because you don’t have health insurance. Nope. You can still make an appointment. The only difference is that you’ll have to pay out of pocket for the costs instead of relying on your insurance company to offset the cost.
This isn’t ideal, but it’s better to see a doctor when you’re sick than keep putting it off. Your ailments might be symptoms of something more serious. Don’t take that chance, just visit a doctor.
Find a Local Community Health Clinic
If you don’t have health insurance because you’re unable to afford it, then simply visiting a doctor might not be your best solution. There are community health clinics that offer affordable health care to those in need. The cost varies. Typically there is a sliding scale based on your income, making a visit very affordable.
While you might not be able to get all the tests you need at the clinic, it’s a great first step for someone who is ill. It’s better to see someone and know what you’re dealing with than ignore the problem. Don’t let money be the reason why you don’t see a doctor.
Urgent Care
Emergency rooms are expensive. Unless you’re in an absolute emergency, like stroke or heart attack, visit an urgent care facility. Urgent care centers are meant for conditions that aren’t quite a true emergency, but can’t wait for a doctor’s appointment in a day or two.
Common conditions that lead people to urgent care are:
- Accidents and falls
- Difficulties breathing
- Bleeding/cuts
- Eye irritation
- Broken bones or fractures
- Vomiting or diarrhea
- Rashes or infections
- Sprains
Don’t Take the Risk
Above are different options for someone who doesn’t have health insurance. That doesn’t mean these options are ideal. The best scenario still involves having health insurance. There are plenty of options available to everyone to get affordable healthcare.
If you don’t currently have health insurance, consult with a professional to see what your options are. Health insurance might actually be in your reach, you just didn’t realize it. Don’t take a chance with your health. Get the proper medical attention you need, whether you have health insurance or not.
Image Courtesy of Claus Rebler